How much money will you need to retire comfortably? The answer depends on your lifestyle expectations and goals. Other factors to consider include the age at which you plan to retire, your life expectancy, the amount and type of employer benefits (if any) and the amount and growth rate of your savings and investments.
Scam artists are at work even in a recession. Many scams and frauds count on people being more vulnerable when they are desperate due to hard times. The bottom line, as always, is that if it sounds too good to be true, beware!
If you've been adversely affected by the economy, as most have, then you're probably wondering when things will get back to normal. Financial experts are saying we need to prepare ourselves for a "new normal." Find out what that means for you.
Some helpful tips from the experts to help you get through the recession.
According to the FTC, more than 8 million people were identity theft victims in 2006 and 2007. There is a global black market for stolen identities. Your Social Security number is the key to credit and banking accounts and the main target of criminals. How do you protect yourself?
Problems occasionally occur with items purchased as holiday gifts, but being prepared to handle those problems can go a long way in making the season more festive for you, says LSU AgCenter family economist Dr. Jeanette Tucker.
Consumers must be cautious of identity thieves when shopping during the holiday season, says LSU AgCenter family economist Dr. Jeanette Tucker.
Online shopping in the United States rises approximately 30 percent each holiday season because it can save time, money and effort. But sizing up your finds on the Internet is a little different from checking out items at a mall or shop, says LSU AgCenter family economist Dr. Jeanette Tucker.
The excitement and rush of the holiday season often lead people to overextend themselves financially. That means this is the season to exercise caution so you avoid getting caught in the "credit trap".
(Distributed 7/11/03) Education is valuable throughout your life, and the achievements you make today can determine the salaries you earn over a lifetime.