Materials covered in this unit include: learning the difference between good debt and bad debt; calculating your net worth; developing a debt repayment and a saving-spending plan; and planning your emergency fund.
Materials covered in Saving and Investing for Life: Protecting Your Investment include understanding and selecting your financial team, their professional designations and how to avoid investment scams.
Materials covered in Saving and Investing for Life: Principles of Investing include selecting the best investment options and determining your personal investment risk-tolerance level.
Materials covered in Saving and Investing for Life: Investment Options include: learning to develop SMART financial goals, your options for saving for emergency funds, comparing college savings plans and learning to read a financial page.
Materials covered in the Saving and Investing for Life; Take Control of Your Credit unit include how to obtain, read and analyze your credit report and understanding your credit score. Also includes information regarding the Credit CARD Act of 2009.
Federal Reserve rate cuts can be good news/bad news scenarios for consumers. Find out how a rate change will impact you.
Almost 70% of Americans live from paycheck to paycheck, courting disaster if their income is suddenly reduced or stopped. This article offers advice on how to increase savings.